Canada created the Parent and Grandparent Super Visa to let the parents and grandparents of Canadian citizens and permanent residents visit for long periods without applying for permanent residence. A Super Visa can be valid for up to ten years with multiple entries, and each visit can last for an extended period.
The insurance requirement
Every applicant must show private medical insurance that:
- provides at least $100,000 of emergency coverage for health care, hospitalization and repatriation;
- is valid for at least one year from the date of entry; and
- is issued by an insurer accepted by Immigration, Refugees and Citizenship Canada (IRCC).
What affects the price
Premiums depend mainly on the applicant's age, the coverage amount, the deductible chosen and any pre-existing medical conditions. Answer every medical question honestly — misstatements can void a claim, and many plans limit or exclude conditions such as diabetes, high blood pressure or heart disease unless they've been stable for a set period.
Ways to save
- Compare several insurers — rates for the same coverage can vary widely.
- Consider a higher deductible if your parents are in good health.
- Ask about monthly payment options and refund rules if the visa is refused.
Requirements change from time to time, so always confirm the latest rules on the IRCC website. Then get an instant Super Visa quote.
This article is general information only and not insurance, legal or immigration advice.
Get a free quote for Super Visa and visitor insurance
Talk to Kulvir Kaur Pandher — we compare Canada's leading insurers and explain every plan in plain language.